Christian Financial Credit Union

Online Investment Services

Welcome to the Investment Resource Center. The Investment Resource Center is an information resource designed to help you learn more about investing and personal finance.

Click around and you'll find a variety of financial tools.

There are financial calculators that can help you get a clearer picture of where you are, and where you're headed.  There is a research library and newsletter articles on a wide range of financial topics.  You can even request a quote for an insurance or investment product. Check back often, because we're constantly adding new material.

If you have a specific question or want more information on investment services at Christian Financial Credit Union available through CFS*-our broker/dealer, click on contact us, drop us an e-mail message, or call Mike Awwad, our Financial Advisor registered through CUSO Financial Services, L.P. (CFS)* at 586.445.3651

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

HOT TOPIC: The Federal Estate Tax Is Back and May Be Here to Stay

The estate tax has been reinstated after being allowed to lapse in 2010. The new estate tax provisions are the most generous in decades — but they are temporary. A far more stringent estate tax is slated to take effect after 2012. Fortunately, a properly structured trust may help some families reduce their potential exposure to the estate tax.

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